Making Tax Digital · live since 6 April 2026

Now you file five times a year, not once.

Making Tax Digital is here for landlords earning over £50,000. If you own a property jointly, that's five HMRC submissions a year, each. LetFile does all of them, for both of you, from £8 a year.

Check if you're affected → Notify me at launch
£200 penalty when you slip 5 deadlines a year HMRC won't give you the software
Your 2026/27 filings × 2 owners
Quarterly update7 Aug 2026
Quarterly update7 Nov 2026
Quarterly update7 Feb 2027
Quarterly update7 May 2027
Final declaration31 Jan 2028
Own jointly? Each of those happens twice: ten filings across the household. We handle the split.

What actually changed

The old once-a-year tax return is gone.

From 6 April 2026, HMRC requires digital records and quarterly reporting. It is not optional, HMRC does not provide the software, and the threshold keeps falling, so more landlords are pulled in every year.

Five filings, not one

Four quarterly updates plus a year-end final declaration, every tax year, for every person with qualifying income over the threshold.

£200 when you slip

Late submissions earn penalty points. Hit four points and it's a £200 charge, then more. Five deadlines a year is five chances to forget.

Twice the work, if you own together

Jointly-owned property means two separate taxpayers, two sets of obligations, two final declarations. Most software pretends couples don't exist.

Built for couples who own together

Enter the property once. We split it, and file for both of you.

  • Automatic ownership splits. Set 50/50, or any share, and every figure is apportioned correctly to each owner.
  • Two correct submissions, one dataset. No double entry, no spreadsheet gymnastics, no wondering whose half is whose.
  • Mortgage interest handled properly. The Section 24 finance-cost restriction is applied the way HMRC expects, not bolted on as an afterthought.
  • Keep your spreadsheet if you like it. Import what you already track. We don't make you learn accounting software.
14 Maple Road£14,400 rent · £3,200 costs this quarter
A Alex · 50%
Income£7,200
Expenses£1,600
→ filed to HMRC
B Sam · 50%
Income£7,200
Expenses£1,600
→ filed to HMRC

How it works

Three steps. Then we keep the deadlines so you don't have to.

Connect to HMRC

Sign in once with your Government Gateway login. LetFile reads your filing obligations and the exact dates they're due.

Add properties & your split

List each property, who owns what share, and drop in your income and expenses: type them in or import a spreadsheet.

We file all five, on time

Every quarterly update and the year-end final declaration, for each owner. We nudge you before each deadline and confirm when it's done.

30-second check

Are you affected, and from when?

The threshold is your gross self-employment plus rental income, before expenses. It falls every year, so even if you're clear now, you may be in soon.

Annual turnover from any sole-trade business, before expenses. £0 if none.
£
Total annual rent received across all properties, your full share before expenses.
£
Your qualifying income £0
Enter your figures

We'll tell you whether, and exactly when, Making Tax Digital applies to you, with your deadlines.

Pricing

One flat fee a year. Less than a single penalty.

No monthly subscription, no per-filing charges, no upsells. Pay once for the tax year and every submission is included.

Single
One landlord, sole owner of your properties.
£5 /year
All 5 submissions included
  • 4 quarterly updates + final declaration
  • Up to 3 properties
  • Spreadsheet import
  • Deadline reminders
Notify me
Couple
You own jointly. Both owners, fully handled.
£8 /year
For both of you, not each
  • Both owners' filings, all 10 submissions
  • Automatic ownership splitting
  • Up to 5 properties
  • Section 24 handled correctly
  • Spreadsheet import + reminders
Notify me
Portfolio
More properties, sole or joint ownership.
£15 /year
For larger holdings
  • Everything in Couple
  • Unlimited properties
  • Joint & multi-owner splits
  • Priority support
Notify me

Compare: a late filing is £200, and an accountant for this is typically £150 to £300+ a year. Launch pricing locked in for early sign-ups.

Questions

The honest answers

Do I actually have to do this?
If your combined gross self-employment and rental income is over £50,000, you're in from 6 April 2026. The threshold drops to £30,000 in April 2027 and £20,000 in April 2028, so most landlords are pulled in within two years. Use the checker above to see your date.
What makes this different from Xero or QuickBooks?
Those are full accounting suites built for businesses. Powerful, and overkill if you just have a few lets. LetFile does one job: your five MTD filings, with joint ownership and Section 24 handled out of the box. No general ledger, no learning curve.
We own our properties jointly. How does that work?
That's exactly who we built this for. You enter each property once and set the ownership share. LetFile apportions every figure and files a correct, separate return for each owner, both included in the £8 Couple plan.
Do my partner and I each need our own account?
No. One of you holds the account and adds you both. Each partner signs in to HMRC once with their own Government Gateway to authorise filing (HMRC requires that personally), then the account holder files for both. Your HMRC passwords are never shared with us or stored.
Can I keep using my spreadsheet?
Yes. Import what you already keep, or type figures straight in. We're not trying to replace how you record things, only to get them filed correctly and on time.
Is LetFile approved by HMRC?
We're completing HMRC's recognition process ahead of launch. Every product that files MTD has to pass it, and we won't take a real submission until we have. Join the list and we'll tell you the moment we're live and recognised.
When can I use it?
We're in build now and working toward the autumn 2026 quarterly window. Early sign-ups get first access and locked-in launch pricing. The checker shows your own deadlines so you know how much runway you have.